How much does life insurance cost?

Well this depends on various different factors that will all have an effect on the final cost of any policy you are looking to purchase. Factors like your age, your gender and your general health are usually taken into account.  You will asked questions like:-

1. Do you suffer from heart disease
2. Do you suffer from high cholesterol
3. Do you suffer from any disease such as cancer
4. Are you a smoker
5. Do you have a hazardous hobby - such as scuba diving or parachuting
6. Is your employment considered hazardous
7. Have you ever been in jail
8. Have you ever been suspended from driving due to having a high instance of alcohol in your blood stream
9. have you ever been suspended from driving due to having a high instance of drugs in your blood stream
10. What is the amount of income you need to protect on the instance of your death
11. Where do you live

All of the above plus sometimes more detailed questions will be asked in order to give you an accurate quote by any potential life insurance company. You may ask but what is the average price of life assurance - this can be anything for $250 - $1000 per year depending on the answers you give to the questions asked. Remember it is far better to give honest answers as if you were to give false or inaccurate information any policy you were looking to pay out would refuse as they would see your claim as fraudulent.

So remember when you are looking to find out how much does life insurance cost give clear and accurate information at all times.

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This entry was posted on Wednesday, October 22nd, 2008 at 12:10 pm and is filed under Miscellaneous. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.